Simple financial tools for your business
No accounting jargon. Calculate your profit, break-even point, return on investment, cash flow and overall health — all in one place.
Need more than a one-off calculation?
We also build automated management reporting, cash-flow visibility, finance automation and sales-to-cash systems around the way your business already works.
Explore Business SolutionsCalculators
Profitability
See how much you really earn after costs. Gross and net margins explained simply.
Break-even
Find out how many units or how much revenue you need to cover your costs.
ROI & Payback
Know if an investment is worth it and how fast it pays itself back.
Basic Cash Flow
Track money in and out so you don't run out at the end of the month.
Business Health Score
A quick check-up of your business across the key financial signals.
Glossary
Plain-language definitions of the finance terms used across the app.
Browse by category
All free educational content lives here: guides, real-world examples and definitions.
Need to understand the problem first?
SME Financepedia explains business finance red flags, symptoms, and concepts. SME Finance Helper helps you calculate and test the numbers.
If you are not sure which calculator to use, start by reading the business situation first. Then come back and use the relevant calculator with your own numbers.
Small Business Case Studies
Realistic small business examples with simple numbers and clear interpretation.
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Small Retail Shop
How a local shop reads its gross and net margin from monthly numbers.
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Pizza Corner
How many pizzas a takeaway must sell to cover monthly fixed costs.
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Flower Shop
Seasonal demand and spoilage shape margin and cash for a flower shop.
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Freelance Services
Billable hours, tools, and unpaid time shape a freelancer's real income.
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Coffee Shop
Average order value and volume drive a coffee shop's gross and net margin.
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Travel Agency with AI Assistant
A simple ROI and payback view of using an AI assistant in a travel agency.
Practical finance guides
Short explanations to help you understand the numbers behind profit, cash flow, break-even point, ROI, and business health.
- Read guide
Gross Margin for Small Business
Understand how much money remains after direct costs and why gross margin matters.
- Read guide
Break-even Point Explained
Learn how much you need to sell to cover your costs and avoid operating at a loss.
- Read guide
Simple ROI and Payback Period
Estimate whether a business investment may be worth it using simple ROI and payback.
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Cash Flow vs Profit
Understand why a profitable business can still have cash problems.
- Read guide
Business Health Score Explained
Learn how the simplified business health score can help identify weak areas.
How it works
- 1
Pick a calculator
Choose what you want to figure out.
- 2
Enter your numbers
Use rough estimates if you have to.
- 3
Read the result
Get a simple answer and a clear next step.