Basic Cash Flow Calculator
A simple monthly view of cash in and cash out. Cash flow is what keeps your business alive.
Not sure which numbers matter? Read SME Financepedia, then return to calculate.
Starting balance
Cash available at the beginning of the period.
Cash in
Money received from customers during the period.
Loans received, asset sales, refunds, grants, etc.
Cash out
Payments to suppliers for inventory, materials, or services.
Office, shop, or warehouse rent.
Employee and contractor payments.
Tax payments made during the period.
Principal and interest repayments.
Any other cash payments not listed above.
Total Cash In
$0.00
Cash In from Sales + Other Cash In
Total Cash Out
$0.00
All cash out items added together.
Net Cash Flow
$0.00
Enter your numbers to see the result.
Closing Cash Balance
$0.00
Enter your numbers to see the result.
Cash movement this period
Opening
$0.00
Cash In
+$0.00
Cash Out
−$0.00
Net Cash Flow
$0.00
Closing Balance
$0.00
Opening Cash + Cash In − Cash Out = Closing Cash
What this means
Enter numbersEnter your cash in and cash out to see what this means.
Cash flow is not the same as profit. A profitable business can still have cash problems.
These interpretations are simplified and based only on the values entered.
Not sure what this means? Read the explanation in SME Financepedia